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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,724 | $201,264-22.1% | $184,185-14.9% | $145,978+7.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.15% | 29.00%-15.9pp | 28.81%-15.7pp | 550.52%-537.4pp |
| Employer contribution / active EE | $2,000 | $7,021-71.5% | $6,426-68.9% | $4,662-57.1% |
| Participant deferral / active EE | $14,311 | $9,806+45.9% | $9,132+56.7% | $6,690+113.9% |
| Admin fee / account holder | $1,808 | $16,376-89.0% | $13,909-87.0% | $13,400-86.5% |