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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,100 | $185,856-33.2% | $170,028-27.0% | $139,456-11.0% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 17.42% | 60.52%-43.1pp | 53.39%-36.0pp | 373.45%-356.0pp |
| Employer contribution / active EE | $3,731 | $7,593-50.9% | $6,788-45.0% | $4,753-21.5% |
| Participant deferral / active EE | $9,894 | $11,623-14.9% | $10,409-4.9% | $6,711+47.4% |
| Admin fee / account holder | $3,838 | $15,387-75.1% | $12,820-70.1% | $11,407-66.4% |