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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,440 | $97,125-92.3% | $86,233-91.4% | $137,256-94.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 28.74% | 74.19%-45.5pp | 61.39%-32.7pp | 220.34%-191.6pp |
| Employer contribution / active EE | $1,601 | $2,841-43.6% | $2,504-36.1% | $4,156-61.5% |
| Participant deferral / active EE | $2,793 | $5,180-46.1% | $4,559-38.7% | $6,407-56.4% |
| Admin fee / account holder | $676 | $9,725-93.1% | $8,342-91.9% | $12,270-94.5% |