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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,495 | $95,601-81.7% | $77,183-77.3% | $139,456-87.5% |
| Participation rate | 94.7% | 74.0%+20.8pp | 69.6%+25.2pp | 80.3%+14.4pp |
| Annual return | 16.76% | 54.96%-38.2pp | 37.89%-21.1pp | 373.45%-356.7pp |
| Employer contribution / active EE | $0 | $3,145-100.0% | $2,534-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $5,757 | $4,623+24.5% | $3,833+50.2% | $6,711-14.2% |
| Admin fee / account holder | $833 | $8,302-90.0% | $5,475-84.8% | $11,407-92.7% |