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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,078 | $88,585-85.2% | $69,884-81.3% | $134,532-90.3% |
| Participation rate | 95.5% | 74.9%+20.6pp | 70.5%+25.0pp | 81.2%+14.2pp |
| Annual return | -16.14% | 442.80%-458.9pp | 190.81%-207.0pp | 418.27%-434.4pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,560-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,239 | $4,770+30.8% | $3,848+62.1% | $6,401-2.5% |
| Admin fee / account holder | $702 | $10,441-93.3% | $6,266-88.8% | $11,429-93.9% |