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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,379 | $154,228-97.2% | $145,433-97.0% | $137,256-96.8% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 22.49% | 74.59%-52.1pp | 66.58%-44.1pp | 220.34%-197.8pp |
| Employer contribution / active EE | $2,068 | $4,804-56.9% | $4,554-54.6% | $4,156-50.2% |
| Participant deferral / active EE | $3,392 | $8,216-58.7% | $7,897-57.1% | $6,407-47.1% |
| Admin fee / account holder | $536 | $14,344-96.3% | $13,129-95.9% | $12,270-95.6% |