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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,006 | $67,823-76.4% | $52,425-69.5% | $137,256-88.3% |
| Participation rate | 30.0% | 63.9%-33.9pp | 55.6%-25.6pp | 80.0%-50.0pp |
| Annual return | 24.13% | 219.11%-195.0pp | 302.12%-278.0pp | 220.34%-196.2pp |
| Employer contribution / active EE | $392 | $1,163-66.3% | $914-57.1% | $4,156-90.6% |
| Participant deferral / active EE | $982 | $2,288-57.1% | $1,790-45.2% | $6,407-84.7% |
| Admin fee / account holder | $13 | $2,844-99.5% | $2,495-99.5% | $12,270-99.9% |