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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,755 | $106,864-69.3% | $147,318-77.8% | $82,637-60.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.18% | 27.49%-6.3pp | 70.43%-49.3pp | 53.51%-32.3pp |
| Employer contribution / active EE | $4,463 | $3,417+30.6% | $4,593-2.8% | $2,552+74.9% |
| Participant deferral / active EE | $9,345 | $6,496+43.9% | $7,906+18.2% | $4,126+126.5% |
| Admin fee / account holder | $3,145 | $8,415-62.6% | $13,708-77.1% | $7,339-57.2% |