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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,215 | $94,439-56.4% | $73,658-44.0% | $154,746-73.4% |
| Participation rate | 40.0% | 64.7%-24.7pp | 57.0%-17.0pp | 80.7%-40.7pp |
| Annual return | 17.51% | 28.25%-10.7pp | 29.72%-12.2pp | 172.34%-154.8pp |
| Employer contribution / active EE | $1,074 | $1,257-14.6% | $1,032+4.0% | $4,379-75.5% |
| Participant deferral / active EE | $1,074 | $2,527-57.5% | $2,062-47.9% | $6,730-84.0% |
| Admin fee / account holder | $143 | $3,843-96.3% | $3,357-95.8% | $14,365-99.0% |