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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,215 | $67,823-39.2% | $52,425-21.4% | $137,256-70.0% |
| Participation rate | 40.0% | 63.9%-23.9pp | 55.6%-15.6pp | 80.0%-40.0pp |
| Annual return | 17.51% | 219.11%-201.6pp | 302.12%-284.6pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,074 | $1,163-7.7% | $914+17.4% | $4,156-74.2% |
| Participant deferral / active EE | $1,074 | $2,288-53.1% | $1,790-40.0% | $6,407-83.2% |
| Admin fee / account holder | $143 | $2,844-95.0% | $2,495-94.3% | $12,270-98.8% |