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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,594 | $108,882-83.8% | $96,754-81.8% | $154,746-88.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 30.06% | 98.39%-68.3pp | 82.04%-52.0pp | 172.34%-142.3pp |
| Employer contribution / active EE | $3,691 | $3,018+22.3% | $2,679+37.8% | $4,379-15.7% |
| Participant deferral / active EE | $7,709 | $5,323+44.8% | $4,758+62.0% | $6,730+14.5% |
| Admin fee / account holder | $382 | $10,200-96.3% | $8,905-95.7% | $14,365-97.3% |