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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,594 | $97,125-81.9% | $86,233-79.6% | $137,256-87.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 30.06% | 74.19%-44.1pp | 61.39%-31.3pp | 220.34%-190.3pp |
| Employer contribution / active EE | $3,691 | $2,841+29.9% | $2,504+47.4% | $4,156-11.2% |
| Participant deferral / active EE | $7,709 | $5,180+48.8% | $4,559+69.1% | $6,407+20.3% |
| Admin fee / account holder | $382 | $9,725-96.1% | $8,342-95.4% | $12,270-96.9% |