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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC2+ years Service code 15 · EIN 11-3665754 | Recordkeeping | $35,469 |
Filed as: ONE DIGITAL INVESTMENT ADV. Service code 27 · EIN 43-1451524 | Advisory (Plan) | $11,650 |
NEXTCAPITAL GROUP, INC.2+ years Service code 50 104 S. MICHIGAN AVE. · CHICAGO, IL 60603 | Direct Payment | $4,810 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,331 | $55,902+36.5% | $76,030+0.4% | $80,959-5.7% |
| Participation rate | 91.4% | 62.1%+29.3pp | 69.1%+22.3pp | 67.7%+23.7pp |
| Annual return | 13.66% | 20.59%-6.9pp | 361.54%-347.9pp | 35.67%-22.0pp |
| Employer contribution / active EE | $864 | $1,867-53.7% | $2,688-67.8% | $2,757-68.6% |
| Participant deferral / active EE | $3,821 | $3,051+25.2% | $4,257-10.3% | $4,300-11.2% |
| Admin fee / account holder | $468 | $5,239-91.1% | $6,421-92.7% | $6,925-93.2% |