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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,223 | $117,829-92.2% | $102,423-91.0% | $145,877-93.7% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 12.95% | 31.83%-18.9pp | 29.42%-16.5pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,995 | $3,615-44.8% | $3,023-34.0% | $4,663-57.2% |
| Participant deferral / active EE | $4,761 | $5,732-17.0% | $5,054-5.8% | $6,691-28.8% |
| Admin fee / account holder | $686 | $13,335-94.9% | $9,455-92.7% | $13,402-94.9% |