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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,318 | $110,212-94.3% | $96,534-93.5% | $139,466-95.5% |
| Participation rate | 90.0% | 78.1%+11.9pp | 76.0%+14.0pp | 80.3%+9.7pp |
| Annual return | 0.00% | 26.42%-26.4pp | 25.88%-25.9pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,966 | $3,620-45.7% | $2,965-33.7% | $4,754-58.6% |
| Participant deferral / active EE | $4,385 | $5,547-21.0% | $4,851-9.6% | $6,712-34.7% |
| Admin fee / account holder | $400 | $11,599-96.5% | $8,253-95.2% | $11,409-96.5% |