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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $931 | $174,018-99.5% | $136,833-99.3% | $198,609-99.5% |
| Participation rate | 83.3% | 65.1%+18.2pp | 59.0%+24.3pp | 82.4%+1.0pp |
| Annual return | -4.04% | 35.16%-39.2pp | 35.32%-39.4pp | 202.70%-206.7pp |
| Employer contribution / active EE | $0 | $1,571-100.0% | $1,319-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $548 | $2,873-80.9% | $2,441-77.6% | $6,977-92.2% |
| Admin fee / account holder | $793 | $5,434-85.4% | $4,706-83.2% | $19,030-95.8% |