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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,476 | $70,366-48.2% | $66,674-45.3% | $138,895-73.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 20.57% | 386.41%-365.8pp | 321.24%-300.7pp | 145.39%-124.8pp |
| Employer contribution / active EE | $3,036 | $2,765+9.8% | $2,620+15.9% | $4,194-27.6% |
| Participant deferral / active EE | $8,228 | $4,374+88.1% | $4,084+101.5% | $6,396+28.6% |
| Admin fee / account holder | $858 | $5,262-83.7% | $5,098-83.2% | $12,562-93.2% |