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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,369 | $107,666-47.6% | $102,184-44.8% | $154,746-63.6% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 27.78% | 29.33%-1.5pp | 31.58%-3.8pp | 172.34%-144.6pp |
| Employer contribution / active EE | $6,459 | $3,846+67.9% | $3,594+79.7% | $4,379+47.5% |
| Participant deferral / active EE | $12,869 | $8,719+47.6% | $8,309+54.9% | $6,730+91.2% |
| Admin fee / account holder | $25,255 | $12,943+95.1% | $11,609+117.6% | $14,365+75.8% |