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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,369 | $100,970-44.2% | $96,576-41.6% | $137,256-58.9% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 27.78% | 38.16%-10.4pp | 38.47%-10.7pp | 220.34%-192.6pp |
| Employer contribution / active EE | $6,459 | $3,809+69.6% | $3,553+81.8% | $4,156+55.4% |
| Participant deferral / active EE | $12,869 | $8,286+55.3% | $7,956+61.7% | $6,407+100.9% |
| Admin fee / account holder | $25,255 | $11,312+123.3% | $11,381+121.9% | $12,270+105.8% |