See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $8,810 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,104 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,309 | $82,978-65.9% | $130,231-78.3% | $74,419-62.0% |
| Participation rate | 65.0% | 73.7%-8.7pp | 76.3%-11.3pp | 70.7%-5.7pp |
| Annual return | 18.57% | 123.05%-104.5pp | 38.77%-20.2pp | 34.38%-15.8pp |
| Employer contribution / active EE | $2,482 | $3,391-26.8% | $4,126-39.8% | $2,637-5.9% |
| Participant deferral / active EE | $2,573 | $5,370-52.1% | $6,799-62.2% | $4,528-43.2% |
| Admin fee / account holder | $30 | $354-91.5% | $6,020-99.5% | $348-91.4% |