See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $9,004 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$1,860 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,185 | $89,904-68.6% | $453,369-93.8% | $86,799-67.5% |
| Participation rate | 52.5% | 75.7%-23.2pp | 78.0%-25.5pp | 72.3%-19.8pp |
| Annual return | 15.77% | 19.72%-4.0pp | 64.40%-48.6pp | 97.91%-82.1pp |
| Employer contribution / active EE | $3,619 | $3,279+10.4% | $4,070-11.1% | $2,405+50.5% |
| Participant deferral / active EE | $2,288 | $5,114-55.3% | $6,209-63.2% | $4,131-44.6% |
| Admin fee / account holder | $32 | $156-79.6% | $11,209-99.7% | $170-81.3% |