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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,881 | $166,242+6.4% | $165,071+7.2% | $145,884+21.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.98% | 100.44%-88.5pp | 70.17%-58.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $5,714 | $5,283+8.2% | $4,347+31.4% | $4,662+22.6% |
| Participant deferral / active EE | $14,253 | $6,964+104.7% | $6,035+136.2% | $6,690+113.1% |
| Admin fee / account holder | $864 | $16,658-94.8% | $12,695-93.2% | $13,392-93.5% |