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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,823 | $154,209-0.3% | $130,062+18.3% | $139,487+10.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 19.02% | 32.52%-13.5pp | -137.37%+156.4pp | 373.84%-354.8pp |
| Employer contribution / active EE | $6,154 | $5,292+16.3% | $4,322+42.4% | $4,755+29.4% |
| Participant deferral / active EE | $15,310 | $6,709+128.2% | $5,821+163.0% | $6,713+128.1% |
| Admin fee / account holder | $1,537 | $13,988-89.0% | $10,601-85.5% | $11,407-86.5% |