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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,105 | $162,821-31.1% | $133,978-16.3% | $158,982-29.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 19.57% | 41.95%-22.4pp | 45.10%-25.5pp | 302.99%-283.4pp |
| Employer contribution / active EE | $7,485 | $4,976+50.4% | $3,919+91.0% | $4,763+57.1% |
| Participant deferral / active EE | $12,392 | $5,910+109.7% | $5,047+145.5% | $5,983+107.1% |
| Admin fee / account holder | $1,569 | $11,742-86.6% | $8,930-82.4% | $11,252-86.1% |