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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,267 | $165,381-67.2% | $149,730-63.8% | $158,966-65.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.76% | 348.29%-328.5pp | 276.70%-256.9pp | 302.95%-283.2pp |
| Employer contribution / active EE | $6,286 | $5,104+23.2% | $4,645+35.3% | $4,762+32.0% |
| Participant deferral / active EE | $2,906 | $7,182-59.5% | $6,843-57.5% | $5,983-51.4% |
| Admin fee / account holder | $7,600 | $10,809-29.7% | $9,310-18.4% | $11,250-32.4% |