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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,154 | $157,276-67.5% | $141,177-63.8% | $152,885-66.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.75% | 64.33%-36.6pp | 71.40%-43.7pp | 345.39%-317.6pp |
| Employer contribution / active EE | $10,940 | $5,262+107.9% | $4,736+131.0% | $4,763+129.7% |
| Participant deferral / active EE | $4,638 | $7,110-34.8% | $6,710-30.9% | $5,851-20.7% |
| Admin fee / account holder | $4,397 | $12,123-63.7% | $10,263-57.2% | $11,598-62.1% |