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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,478 | $56,484+15.9% | $169,452-61.4% | $64,181+2.0% |
| Participation rate | 100.0% | 64.5%+35.5pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -18.21% | -1.55%-16.7pp | 1.83%-20.0pp | 7.63%-25.8pp |
| Employer contribution / active EE | $1,831 | $1,832-0.1% | $4,157-55.9% | $2,381-23.1% |
| Participant deferral / active EE | $5,883 | $3,448+70.6% | $5,277+11.5% | $3,470+69.6% |
| Admin fee / account holder | $1,472 | $4,174-64.7% | $9,110-83.8% | $4,887-69.9% |