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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,796 | $56,054-0.5% | $171,082-67.4% | $62,881-11.3% |
| Participation rate | 90.4% | 62.9%+27.6pp | 76.7%+13.7pp | 69.3%+21.1pp |
| Annual return | 9.73% | 22.52%-12.8pp | 32.56%-22.8pp | 20.14%-10.4pp |
| Employer contribution / active EE | $1,154 | $1,731-33.3% | $4,002-71.2% | $2,281-49.4% |
| Participant deferral / active EE | $3,815 | $3,158+20.8% | $4,797-20.5% | $3,203+19.1% |
| Admin fee / account holder | $412 | $3,647-88.7% | $8,520-95.2% | $4,296-90.4% |