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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $9,131 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $5,537 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,775 | $64,359-91.0% | $90,161-93.6% | $70,126-91.8% |
| Participation rate | 94.9% | 70.4%+24.4pp | 76.9%+18.0pp | 69.5%+25.3pp |
| Annual return | 15.26% | 28.13%-12.9pp | 34.89%-19.6pp | 73.15%-57.9pp |
| Employer contribution / active EE | $1,000 | $2,046-51.1% | $3,318-69.9% | $2,343-57.3% |
| Participant deferral / active EE | $2,068 | $4,389-52.9% | $5,287-60.9% | $3,332-37.9% |
| Admin fee / account holder | $40 | $3,945-99.0% | $5,943-99.3% | $4,645-99.1% |