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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,598 | $102,382+235.6% | $147,005+133.7% | $80,874+324.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.94% | 134.89%-125.9pp | 418.76%-409.8pp | 35.62%-26.7pp |
| Employer contribution / active EE | $7,626 | $3,715+105.3% | $4,934+54.6% | $2,756+176.8% |
| Participant deferral / active EE | $11,572 | $6,646+74.1% | $8,070+43.4% | $4,297+169.3% |
| Admin fee / account holder | $9,829 | $7,942+23.8% | $13,006-24.4% | $6,935+41.7% |