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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,191 | $62,592-2.2% | $85,709-28.6% | $85,847-28.7% |
| Participation rate | 85.7% | 61.1%+24.6pp | 69.9%+15.9pp | 69.3%+16.4pp |
| Annual return | 10.78% | 23.77%-13.0pp | 21.49%-10.7pp | 318.61%-307.8pp |
| Employer contribution / active EE | $6,708 | $1,755+282.1% | $2,619+156.2% | $2,565+161.5% |
| Participant deferral / active EE | $1,676 | $2,802-40.2% | $3,924-57.3% | $3,952-57.6% |
| Admin fee / account holder | $2,121 | $4,643-54.3% | $6,876-69.2% | $6,261-66.1% |