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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,291 | $55,684+6.5% | $75,900-21.9% | $72,976-18.8% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 8.68% | 27.60%-18.9pp | 30.73%-22.0pp | 81.02%-72.3pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,840 | $2,634-30.1% | $3,604-48.9% | $3,608-49.0% |
| Admin fee / account holder | $33,219 | $3,981+734.4% | $5,421+512.8% | $5,124+548.3% |