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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,984 | $52,580+59.7% | $71,671+17.2% | $70,126+19.8% |
| Participation rate | 86.3% | 60.9%+25.4pp | 68.7%+17.5pp | 69.5%+16.7pp |
| Annual return | 7.27% | 20.25%-13.0pp | 20.65%-13.4pp | 73.15%-65.9pp |
| Employer contribution / active EE | $11,874 | $1,616+634.9% | $2,460+382.7% | $2,343+406.9% |
| Participant deferral / active EE | $1,503 | $2,386-37.0% | $3,438-56.3% | $3,332-54.9% |
| Admin fee / account holder | $39,061 | $3,653+969.3% | $5,558+602.7% | $4,645+740.8% |