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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,779 | $176,077-89.3% | $159,455-88.2% | $167,518-88.8% |
| Participation rate | 92.9% | 84.9%+7.9pp | 82.8%+10.0pp | 82.1%+10.7pp |
| Annual return | 14.47% | 331.83%-317.4pp | 263.63%-249.2pp | 478.71%-464.2pp |
| Employer contribution / active EE | $2,116 | $5,298-60.1% | $4,830-56.2% | $4,838-56.3% |
| Participant deferral / active EE | $4,545 | $7,751-41.4% | $7,353-38.2% | $6,342-28.3% |
| Admin fee / account holder | $1,678 | $12,556-86.6% | $10,800-84.5% | $12,312-86.4% |