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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,700 | $165,399-91.7% | $149,745-90.9% | $158,982-91.4% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 20.94% | 348.34%-327.4pp | 276.72%-255.8pp | 302.99%-282.1pp |
| Employer contribution / active EE | $2,060 | $5,105-59.6% | $4,646-55.7% | $4,763-56.8% |
| Participant deferral / active EE | $3,631 | $7,183-49.4% | $6,843-46.9% | $5,983-39.3% |
| Admin fee / account holder | $412 | $10,811-96.2% | $9,312-95.6% | $11,252-96.3% |