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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,809 | $86,922+17.1% | $102,438-0.6% | $80,874+25.9% |
| Participation rate | 76.0% | 72.4%+3.6pp | 76.5%-0.5pp | 67.6%+8.4pp |
| Annual return | 16.07% | 18.90%-2.8pp | 29.37%-13.3pp | 35.62%-19.5pp |
| Employer contribution / active EE | $4,409 | $2,369+86.1% | $3,024+45.8% | $2,756+60.0% |
| Participant deferral / active EE | $9,979 | $4,119+142.3% | $5,054+97.5% | $4,297+132.2% |
| Admin fee / account holder | $16,424 | $8,050+104.0% | $9,448+73.8% | $6,935+136.8% |