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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,856 | $37,446+164.0% | $77,552+27.5% | $79,856+23.8% |
| Participation rate | 15.1% | 41.5%-26.5pp | 54.2%-39.1pp | 69.6%-54.6pp |
| Annual return | 16.65% | 39.76%-23.1pp | 54.82%-38.2pp | 31.71%-15.1pp |
| Employer contribution / active EE | $188 | $637-70.5% | $987-81.0% | $2,471-92.4% |
| Participant deferral / active EE | $780 | $1,261-38.1% | $1,861-58.1% | $3,741-79.1% |
| Admin fee / account holder | $266 | $2,506-89.4% | $2,859-90.7% | $5,306-95.0% |