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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,426 | $34,316+178.1% | $74,723+27.7% | $72,976+30.8% |
| Participation rate | 29.7% | 42.4%-12.7pp | 54.5%-24.7pp | 69.5%-39.8pp |
| Annual return | 24.95% | 26.58%-1.6pp | 753.18%-728.2pp | 81.02%-56.1pp |
| Employer contribution / active EE | $346 | $692-50.0% | $1,084-68.1% | $2,440-85.8% |
| Participant deferral / active EE | $1,626 | $1,272+27.8% | $1,962-17.1% | $3,608-54.9% |
| Admin fee / account holder | $182 | $2,125-91.4% | $3,335-94.5% | $5,124-96.4% |