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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,200 | $35,183+164.9% | $73,550+26.7% | $70,126+32.9% |
| Participation rate | 15.0% | 42.9%-27.9pp | 54.9%-39.9pp | 69.5%-54.5pp |
| Annual return | 20.05% | 26.90%-6.8pp | -15.16%+35.2pp | 73.15%-53.1pp |
| Employer contribution / active EE | $409 | $709-42.2% | $1,219-66.4% | $2,343-82.5% |
| Participant deferral / active EE | $1,305 | $1,220+6.9% | $1,804-27.7% | $3,332-60.8% |
| Admin fee / account holder | $0 | $2,302-100.0% | $2,320-100.0% | $4,645-100.0% |