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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,272 | $75,959+312.4% | $154,114+103.3% | $64,181+388.1% |
| Participation rate | 95.6% | 70.4%+25.1pp | 83.0%+12.5pp | 69.6%+26.0pp |
| Annual return | -6.37% | 30.32%-36.7pp | 735.16%-741.5pp | 7.63%-14.0pp |
| Employer contribution / active EE | $24,119 | $3,350+620.0% | $5,298+355.3% | $2,381+913.1% |
| Participant deferral / active EE | $15,199 | $3,175+378.8% | $5,081+199.1% | $3,470+338.1% |
| Admin fee / account holder | $92,569 | $5,589+1556.4% | $13,411+590.3% | $4,887+1794.1% |