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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,191 | $77,638+419.3% | $156,551+157.5% | $62,881+541.2% |
| Participation rate | 97.4% | 71.2%+26.2pp | 84.0%+13.4pp | 69.3%+28.1pp |
| Annual return | 15.46% | 50.33%-34.9pp | 32.23%-16.8pp | 20.14%-4.7pp |
| Employer contribution / active EE | $21,717 | $3,444+530.6% | $5,501+294.8% | $2,281+852.1% |
| Participant deferral / active EE | $13,156 | $3,046+332.0% | $4,871+170.1% | $3,203+310.7% |
| Admin fee / account holder | $17,345 | $5,561+211.9% | $13,028+33.1% | $4,296+303.8% |