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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,323 | $175,257+107.9% | $149,717+143.3% | $139,456+161.2% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 10.11% | 166.70%-156.6pp | 134.41%-124.3pp | 373.45%-363.3pp |
| Employer contribution / active EE | $9,564 | $5,477+74.6% | $4,820+98.4% | $4,753+101.2% |
| Participant deferral / active EE | $8,358 | $6,521+28.2% | $5,682+47.1% | $6,711+24.5% |
| Admin fee / account holder | $990 | $16,156-93.9% | $13,213-92.5% | $11,407-91.3% |