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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,548 | $167,352+114.8% | $143,788+150.1% | $134,509+167.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -14.27% | 0.47%-14.7pp | -0.03%-14.2pp | 418.13%-432.4pp |
| Employer contribution / active EE | $10,191 | $5,620+81.3% | $4,952+105.8% | $4,741+115.0% |
| Participant deferral / active EE | $8,567 | $6,447+32.9% | $5,638+51.9% | $6,400+33.8% |
| Admin fee / account holder | $1,043 | $18,091-94.2% | $14,675-92.9% | $11,427-90.9% |