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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,614 | $95,193-66.8% | $76,523-58.7% | $135,382-76.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -14.47% | 4.85%-19.3pp | -0.27%-14.2pp | 519.77%-534.2pp |
| Employer contribution / active EE | $2,512 | $3,302-23.9% | $2,647-5.1% | $4,779-47.4% |
| Participant deferral / active EE | $10,937 | $4,639+135.7% | $3,835+185.1% | $5,609+95.0% |
| Admin fee / account holder | $1,110 | $6,249-82.2% | $4,848-77.1% | $10,829-89.7% |