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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,327 | $93,071-65.3% | $74,583-56.7% | $273,968-88.2% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 9.45% | 26.18%-16.7pp | 20.47%-11.0pp | 41.45%-32.0pp |
| Employer contribution / active EE | $372 | $3,160-88.2% | $2,525-85.3% | $4,869-92.4% |
| Participant deferral / active EE | $6,019 | $4,160+44.7% | $3,458+74.1% | $5,287+13.8% |
| Admin fee / account holder | $0 | $5,272-100.0% | $4,138-100.0% | $10,132-100.0% |