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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,891 | $85,171+61.9% | $172,752-20.2% | $72,975+89.0% |
| Participation rate | 93.5% | 70.1%+23.5pp | 82.6%+10.9pp | 69.5%+24.1pp |
| Annual return | 23.78% | 27.32%-3.5pp | 802.97%-779.2pp | 81.01%-57.2pp |
| Employer contribution / active EE | $3,274 | $3,324-1.5% | $5,144-36.4% | $2,440+34.2% |
| Participant deferral / active EE | $6,061 | $3,260+85.9% | $5,198+16.6% | $3,608+68.0% |
| Admin fee / account holder | $8,887 | $5,880+51.1% | $13,955-36.3% | $5,124+73.4% |