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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,860 | $75,962+51.2% | $154,111-25.5% | $64,173+79.0% |
| Participation rate | 69.0% | 70.4%-1.4pp | 83.0%-14.0pp | 69.6%-0.5pp |
| Annual return | -4.18% | 30.32%-34.5pp | 735.18%-739.4pp | 7.63%-11.8pp |
| Employer contribution / active EE | $1,966 | $3,350-41.3% | $5,298-62.9% | $2,381-17.4% |
| Participant deferral / active EE | $3,874 | $3,175+22.0% | $5,081-23.7% | $3,470+11.7% |
| Admin fee / account holder | $29,361 | $5,589+425.3% | $13,411+118.9% | $4,887+500.8% |