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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,119 | $162,785-76.0% | $133,959-70.8% | $158,950-75.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -2.85% | 41.94%-44.8pp | 45.09%-47.9pp | 302.91%-305.8pp |
| Employer contribution / active EE | $2,284 | $4,975-54.1% | $3,919-41.7% | $4,762-52.0% |
| Participant deferral / active EE | $3,732 | $5,910-36.9% | $5,047-26.1% | $5,983-37.6% |
| Admin fee / account holder | $7,728 | $11,738-34.2% | $8,928-13.4% | $11,248-31.3% |