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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,022 | $144,130-73.6% | $117,861-67.7% | $147,586-74.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | -28.53% | 531.20%-559.7pp | 335.11%-363.6pp | 578.59%-607.1pp |
| Employer contribution / active EE | $2,254 | $4,897-54.0% | $3,786-40.5% | $4,876-53.8% |
| Participant deferral / active EE | $3,811 | $5,316-28.3% | $4,482-15.0% | $5,439-29.9% |
| Admin fee / account holder | $3,823 | $10,887-64.9% | $8,021-52.3% | $10,886-64.9% |