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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,399 | $54,757-26.2% | $90,304-55.3% | $72,975-44.6% |
| Participation rate | 62.5% | 65.2%-2.7pp | 73.3%-10.8pp | 69.5%-7.0pp |
| Annual return | 20.83% | 30.63%-9.8pp | 78.13%-57.3pp | 81.01%-60.2pp |
| Employer contribution / active EE | $1,632 | $2,093-22.0% | $2,855-42.8% | $2,440-33.1% |
| Participant deferral / active EE | $3,745 | $2,887+29.7% | $3,885-3.6% | $3,608+3.8% |
| Admin fee / account holder | $5,417 | $3,973+36.3% | $5,354+1.2% | $5,124+5.7% |