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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,182 | $60,128-41.5% | $90,440-61.1% | $79,852-55.9% |
| Participation rate | 53.3% | 65.0%-11.7pp | 72.7%-19.4pp | 69.6%-16.3pp |
| Annual return | 10.87% | 71.95%-61.1pp | 1294.38%-1283.5pp | 31.72%-20.8pp |
| Employer contribution / active EE | $1,662 | $2,068-19.7% | $3,263-49.1% | $2,471-32.8% |
| Participant deferral / active EE | $3,602 | $2,939+22.6% | $3,964-9.1% | $3,740-3.7% |
| Admin fee / account holder | $20,708 | $3,977+420.6% | $5,615+268.8% | $5,306+290.3% |