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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,841 | $96,643+79.9% | $86,617+100.7% | $139,456+24.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.15% | 106.57%-88.4pp | 591.91%-573.8pp | 373.45%-355.3pp |
| Employer contribution / active EE | $3,192 | $3,264-2.2% | $3,023+5.6% | $4,753-32.8% |
| Participant deferral / active EE | $7,890 | $4,835+63.2% | $4,437+77.8% | $6,711+17.6% |
| Admin fee / account holder | $1,609 | $6,406-74.9% | $5,613-71.3% | $11,407-85.9% |