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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,755 | $92,743+48.5% | $82,744+66.5% | $134,532+2.4% |
| Participation rate | 71.4% | 75.2%-3.8pp | 72.6%-1.1pp | 81.2%-9.8pp |
| Annual return | -21.58% | 946.63%-968.2pp | 702.22%-723.8pp | 418.27%-439.8pp |
| Employer contribution / active EE | $2,828 | $3,273-13.6% | $3,008-6.0% | $4,741-40.4% |
| Participant deferral / active EE | $7,465 | $4,802+55.5% | $4,395+69.9% | $6,401+16.6% |
| Admin fee / account holder | $1,542 | $5,977-74.2% | $5,325-71.0% | $11,429-86.5% |